Nationwide Auto Insurance Quotes
Welcome to USA Car Insure and thank you for visiting our website. We hope to become the nation’s premiere online portal for anything and everything related to Personal Automobile Insurance Policies and Car Insurance Quotes. USA Car Insure was created by a former insurance broker specializing in the Personal Property and Casualty Insurance marketplace. He got his start working for GEICO as a customer service representative and eventually a new business insurance underwriter. He’s since worked for numerous other agencies and brokerages, started and sold his own commercial insurance agency and delved into various other business niches. USA Car Insure was born of the idea to share these decades of insurance experience with those consumers who truly need a helping hand with understanding the car insurance marketplace.
Personal automobile insurance is a complex subject with numerous law and regulations that vary from state to state. Deciphering what constitutes a bargain (or even a fair) automobile insurance policy quote can be a daunting task for those not familiar with all of the factors that the insurance companies use to develop their pricing structures. USA Car Insure is here to help simplify this task for you. We created this website in January of 2014 with the idea of providing an authoritative review site for consumers searching for the best and most affordable nationwide auto insurance quotes. While doing so it became clear that there were a few clear cut market leaders when it came to meeting the requirements of most drivers. We’ve made it our mission to help you decide if these companies and their products are the right fit for your situation and your budget.
What to Look for in Personal Auto Insurance Quotes?
Obviously the proper insurance coverage will be entirely dependent upon your personal needs, driving history, vehicle of choice, financial situation and a dozen other factors that may or may not come into play. Is the vehicle leased or owned? Is it a brand new vehicle or an older one? You need a policy that meets all your needs and on top of that, you need an insurance company that offers the comprehensive level of customer service required. Your new insurance company should meet all of the following guidelines:
- Licensed by your particular State Insurance Department and certified by the applicable Department of Motor Vehicles.
- Offers both the mandatory minimum limits that apply to certain coverages on your policy while also offering the higher levels of coverage necessary to protect your financial interests as well as those of the leasing company or lienholder as applicable.
- Must be user friendly and offer multiple points of contact including 24/7 customer service access via phone, web, email and even a local office should face-to-face service be necessary. A user friendly online policy portal accessible via mobile devices is a necessity but a local office presence can be a comfort when dealing with an accident claim.
- The insurance company should be financially stable and well regarded throughout the industry. Ratings and reviews are available via numerous consumer information providers such as A.M. Best and Company, Standard and Poors, etc.
- While price is an obvious concern, top-notch service should be a primary factor in choosing a company as you’ll be happy for the support and cooperation in the event of a claim.
Who are the Top-Rated Car Insurance Companies?
So how to go about choosing a local insurance company that meets all of the above bullet points? That’s where USA Car Insure comes into play. We did the research for you and distilled that list down to a few companies that actually do what they say and provide the level of service they promise. We chose to focus our efforts on a core group of companies that have graded out extremely well across each and every testing methodology. Our goal is to become the go-to-resource for all things car insurance and specifically Auto Insurance Quotes related. USA Car Insure will start by providing independently researched policy information and consolidating it all in one location for the convenience of our readers. We hope to provide:
- Independent yet Authoritative Unbiased Company Reviews
- Comprehensive Policy and Coverage Breakdowns
- Question and Comment Forum for our Readers
- Relevant Insurance & News Article Directory
We sincerely thank you for visiting our website and putting your trust in us to provide the most comprehensive and authoritative overview of today’s top local automobile insurance companies. Be sure to visit us again for more reviews of the top providers on the market today offering Affordable Auto Insurance Quotes. Should you have any questions or comments, please feel free to message us via the form provided on our contact page.
Disclosure: We are a professional review site that may receive compensation from the companies we review. We aim to review each company thoroughly and give high marks to only the very best. We are independently owned and the opinions expressed herein are our own.